Never guess which card to use again. Monet is the simplest way to maximize your credit card rewards. Before you pay, search the merchant. The app instantly tells you which card in your wallet earns the most. No spreadsheets, no memorizing rotating categories, no guesswork. Why Monet? • Instant answers — Search any store or category and get the best card from your wallet in a tap. • Your real wallet — Build your wallet from a curated, growing catalog of cards. Monet tracks the details: rotating quarterly categories, tiered bonuses, and category multipliers. • See what you miss — Connect your accounts securely through Plaid and Monet cross-references every transaction with your wallet, showing what you actually earned vs. what the optimal card would have earned. • Works offline — Core recommendations work even without a connection. • Private by design — We never sell your data. Bank connections are read-only and powered by Plaid. Disconnect anytime. How it Works? 1. Wallet — Add the cards you carry. 2. Spend — Search the merchant before you pay; Monet names the best card. 3. Insights — Optionally connect accounts to see missed rewards over time. Try it free, no account required — explore as a guest, and sign in with Apple or Google whenever you want to sync across devices. Monet is a decision-support tool, not financial advice. Reward rates are based on publicly available information; always verify with your card issuer.
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